Senior Living Communities In Illinois

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New Independent Living Residents Can Save Up To $10000*

Welcome to Gateway at River City

Move into one of our independent living homes no later than December 31, 2022, and save up to $10,000*.

YOU choose how you save by selecting one of the below options:

  • Reduce your entrance fee by $10,000 OR
  • Apply up to $10,000 on customized upgrades to your unit ** OR
  • Use part of your savings to reduce your entrance fee and apply the remaining amount to customized upgrades***

*New residents only. Individuals must take financial possession by 12/31/22. Offers cannot be combined.**All proposed upgrades require review and approval by the community prior to commitment to the individual.***If combining entrance fee and customized upgrades, the total cannot exceed $10,000.

Medicaids Coverage Of Assisted Living & Memory Care In Illinois

Medicaid does not directly cover the cost of assisted living or memory care. However, the Supported Living Program does cover many of the costs associated with receiving care in these facilities. The waiver can be used for personal care services, transportation, medication administration and assistive devices, but it does not cover the cost of room and board.

To be eligible, seniors must meet certain income and asset requirements and be assessed as requiring a nursing home level of care. The waiver is not an entitlement program, so there may be a waiting list to receive support. Seniors can apply online via the Illinois ABE web portal.

A Commitment To Joyful Service

At Franciscan Ministries we have a culture built on Living Joyfully. For us joyful living is about serving from the heart and creating a greater sense of generosity. Were inspired by residents to put forth our best effort in everything we do. The core of our culture is the idea of doing what you love no matter how life changes. When you join one of our communities, our staff is committed to helping you find your joy.

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Senior Living In Illinois

Searching for senior living in the great state of Illinois? Youre in the right place. Brookdale offers a great selection of communities, many of which are located in Chicago and surrounding suburbs. You may just find one right in your neighborhood. When you come visit one of our communities, youll see what sets us apart. Our emphasis is on comfort and creating an environment where you can feel at home.

Illinois offers a wonderful setting to enjoy retirement life. Summertime in Illinois is a must-see with picturesque weather, colorful greenery and outdoor activities. Be sure to take advantage of all the excellent sights and destinations in Illinois, perhaps when family and friends come to visit. Chicago, for instance, offers no shortage of top rated sights that are fun for the whole family. Whether its taking pictures with The Bean or enjoying the landscape at Millenium Park, youll create lifelong memories with those you love.

Illinois Retirement Communities Defined

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Illinois retirement communities are not geared towards the around-the-clock care offered by assisted living communities and nursing homes, but they do feature dedicated staff ready and willing to respond to emergency situations 24 hours a day. Most importantly, retirement communities offer a measure of freedom not found in assisted living communities or nursing homes. Residents can even travel overseas, secure in the knowledge that their apartment is being taking care of by the maintenance staff. Unlike assisted living communities, nursing homes or memory care centers, Illinois retirement communities are not required to be licensed or regulated by the state, nor is there any certified retirement community program available.

Find Senior Living

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Experience Tasteful Nutrition Through Senior Living Dining

We are changing the dining experience for retirement communities. Imagine sitting down in a welcoming atmosphere and eating a delicious, cooked-from-scratch meal each day. Picture beautiful, fresh and flavorful foods from local sources and a customized menu that meets your needs. At The Village at Victory Lakes you get to experience exceptional senior nutrition first hand, every day.

Independent Living In Illinois

When families search for senior living, Illinois is often at the top of the list and for good reason.

People often say Illinois is a small version of the United States as a whole, meaning the state has a little bit of everything the country has to offer. With mostly moderate weather, plus plenty of farmland and rural towns to go along with its mid-size industrial cities and Chicago the third-largest city in the U.S. Illinois is a uniquely desirable retirement destination. Its the quintessential Midwestern state, bordering the Mississippi River in the west, the Ohio River in the east, and Lake Michigan in the north. The Land of Lincoln also has a rich political history: Other than Honest Abe, several other U.S. presidents have called Illinois home, including Ulysses S. Grant, Ronald Reagan, and Barack Obama.

Currently, A Place for Mom partners with more than 360 independent living communities, sometimes simply called retirement communities, in Illinois.

The median monthly cost of independent living in Illinois is about $2,300.

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Overview Of Illinois Retirement Communities

The Land of Lincoln offers a wide variety of choices when it comes to choosing a retirement community. Seniors can choose retirement communities located near large cities like Chicago, Joliet or Peoria, or opt for the quiet living and stress-free atmosphere afforded by smaller towns like Galena and Champaign-Urbana. Seniors get an amazing opportunity to see all of the popular landmarks and major attractions throughout the state. The average retirement community features excellent accommodations for single occupants as well as couples. Most communities feature apartment style housing, private cottages or single level dwellings. Each residency features all of the amenities including a complete kitchen with oven or microwave, full utilities and spacious sleeping quarters. In addition to worry free maintenance, residents also receive complimentary housekeeping and laundry services.

Cost Of Living & Taxes

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Illinois cost of living is slightly above the national average, and this is mainly because of transportation. Between the heavy traffic in Chicago and its suburbs and the distances between cities in Central and Southern Illinois, travel and commute times are high. All other indexes, including housing, groceries, utilities, and health care are below average. The exemption to this is housing costs in the Chicago metro area, which are a little bit above average.

Illinois does not tax Social Security or withdrawals from retirement tax. However, property taxes are the second highest in the country at 2.32 percent. There are some exemptions aimed at retirees, including the senior citizen homestead exemption.

Sales taxes are also high, with an average rate of 8.64 percent throughout the state. Unlike many other states, Illinois does tax groceries and medicine, although at a reduced rate of up to 2.25 percent.

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Overview Of Illinois Independent Living

Illinois independent living communities provide an extensive range of services and amenities to meet each individuals needs. Aside from the many on-site amenities such as swimming pools, fitness centers, bistros, ice cream parlors and libraries, residents enjoying their stay at an independent living community can visit a wide selection of tourist attractions located throughout the state. These can include destinations like the Kaskaskia Dragon, Pollards Collection, Henrys Ra66it Ranch, and Illinois Route 66 Hall of Fame and Museum. Pollards Collection is most see because of the amazing collection of old and antiquated cars, art pieces other items from all around the United States.

Eligibility For Medicaid In Illinois

To qualify for Medicaid in Illinois, seniors must meet certain income limits. The limit for a single person or a married person applying alone is $13,596 per year. A couple can have a combined income of $18,312 per year. There are also asset limits in place. The current limit is $2,000 in countable assets for a single person, or $3,000 for a couple. If one household member is applying, community asset protections apply for the spouses assets up to $109,560.

2022 Illinois Medicaid Income Limits

Income Limits*

In addition to income and asset requirements, there are other eligibility criteria. Seniors must:

  • Meet citizenship and residency criteria.
  • Pass a clinical needs assessment.
  • Reside in a qualifying long-term care facility for waivers).

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Welcome To The Carrington

The Carrington at Lincolnwood is a purpose-built, residential senior living community offering independent living, assisted living and memory care. Its the ideal combination of a great location, great lifestyle and an inspired way to live.

Entirely focused on creating positive experiences.Every element of The Carrington was crafted to promote a culture of engagement and well-being. Its a lively and fulfilling attitude with programs, activities and events that support a new level of vibrant living. Its an atmosphere that encourages independence and self-reliance, even when health challenges arise.

Close to everything that matters.Our beautiful 13-acre campus along Northeast Parkway in Lincolnwood makes it easy to stay connectedclose to family, houses of worship, cultural opportunities, medical clinics and professional offices.

A smart conceptdesigned for the way todays senior want to live.Seniors and their families also appreciate the rental concept at The Carrington. Its a maintenance-free lifestyle offering exceptional amenities, valuable services and priceless securityall with no entrance buy-in.

Find A Franciscan Ministries Community Near You

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We know that there are a variety of senior living facilities in Illinois, but Franciscan Ministries is proud to give you the opportunity to enjoy the retirement lifestyle you worked so hard for. Youre invited to come experience our culture and services for yourself. to find the closest community to your current home in Illinois, or click on the links below.

What brought me here was curiosity. What made me stay is the friendliness and warmth of the staff and residents.

Frank B., resident for 8 years

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+ Love It In Illinois

For retirees looking to stay in the Midwest for its cycle of all four seasons, or to stay close to family, the 55+ communities in Illinois are great places to settle in your golden years. If you want to enjoy the fun and fulfilling retirement you dreamed of, Illinois provides you with a thriving metropolis in Chicago to ensure you always have something new and exciting to try, while the states beautiful setting satisfies the outdoorsmen in you.

States with 55+ New Home Communities

Requirements For Reporting Abuse

Anyone who suspects abuse, neglect, or financial exploitation of an elderly adult who is living in an assisted living facility may report this suspicion to the Illinois Department of Healthcare and Family Services ALF Complaint Hotline: 226-0768.

If you suspect the assisted living facility or its employees are in violation of the rules and regulations, especially in regards to a residents rights, contact the Regional Long-Term Care Ombudsman Program in your area.

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The Cost Of Senior Living In Illinois

Note: There currently isnt authoritative data on the average cost of Independent Living Facilities nationwide, so instead, we use the cost of Assisted Living to estimate it. Since the cost of Independent Living is typically 30-40% lower than the cost of Assisted Living, the numbers below were calculated by subtracting 35% from the cost of Assisted Living.

Note: Memory care is typically provided in communities licensed as assisted living facilities, and in general, costs 20-30% more than standard assisted living services. No authoritative cost data is available for this type of care, so we estimated memory care rates by adding 25% to assisted living fees in the Genworth 2021 Cost of Care Survey.

Illinois seniors have several options when it comes to long-term care. Independent living facilities offer some help with day-to-day maintenance and household tasks and are suitable for active older adults. Those who need more support with personal care might find that an assisted living community is more appropriate. Memory care communities are intended for those who are living with dementia and give residents a calming and safe environment to live in. Nursing homes provide 24-hour skilled medical care and support.


Applying For Medicaid In Illinois

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Seniors can apply for Medicaid online via the Application for Benefits Eligibility portal. Those who prefer to make their application in person can do so by visiting their nearest Department of Human Services office or by calling the DHS at 843-6154.

Before You Apply

As part of the application process, seniors may be asked to provide evidence they meet the eligibility criteria. To speed up the application process, seniors should try to have relevant documentation to hand, including their passport/birth certificate, bank statements, property deeds, and evidence of any veterans benefits or social security income they receive.

Seniors who are unable to provide the proof of ID or residency asked for as a part of the application process can contact the DHS for advice. Alternative documentation options are available.

How to Get Help

Several agencies and nonprofit organizations offer help and support for older adults who are struggling with the Medicaid process. Seniors may find these resources and helplines useful when they come to apply for Medicaid or one of its waivers.

BenefitsCheckUp 794-6559 The BenefitsCheckUp website is run by the National Council on Aging. This website helps seniors find benefits that they may be eligible for, and covers the whole of the United States. It includes information about Medicaid and related waivers and programs.

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Illinois Municipal Retirement Fund Has $136 Million Holdings In American Homes 4 Rent

Illinois Municipal Retirement Fund raised its stake in American Homes 4 Rent by 60.1% during the 2nd quarter, according to its most recent Form 13F filing with the Securities and Exchange Commission. The firm owned 38,323 shares of the real estate investment trusts stock after buying an additional 14,384 shares during the quarter. Illinois Municipal Retirement Funds holdings in American Homes 4 Rent were worth $1,358,000 as of its most recent filing with the Securities and Exchange Commission.

American Homes 4 Rent Stock Down 14 %

NYSE:AMH opened at $30.67 on Monday. The company has a debt-to-equity ratio of 0.63, a current ratio of 0.52 and a quick ratio of 0.52. American Homes 4 Rent has a one year low of $29.31 and a one year high of $44.07. The company has a market cap of $10.68 billion, a PE ratio of 51.12, a P/E/G ratio of 2.48 and a beta of 0.58. The firms 50 day simple moving average is $33.49 and its 200 day simple moving average is $35.65.

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Adult Day Care Facilities

Adult day care centers in Illinois provide a sorely needed service by providing a fully equipped facility for seniors to be cared for during the day. Adult day care is most beneficial for seniors who live with family that can care for them in the evenings, but are at work or elsewhere in the daytime.

Adult day care centers in Illinois provide nutritious meals to seniors during their time there, usually during all weekdays. Some facilities extend into the weekends as well. Seniors will also be able to socialize and make lasting friendships with other seniors through group activities like puzzles, bingo, live entertainers, and art classes. This is a fantastic way for seniors to not feel alone or depressed, as families are often too busy in the day to properly tend to their elderly loved one in the same manner an adult day care center can.

The costs of adult day care centers in Illinois are not terrible, showing an average cost of $17,290 a year, which is lower than the national average of $23,400. However, the 100+ adult day care centers in Illinois can vary significantly, depending on factors such as location and overall quality of the facility. Rockford has the highest average cost for adult day care, coming in at $23,465 a year, while Decatur has the lowest average cost at $13,000 a year. Some adult day care centers have extra amenities that can be paid for a la carte, like salon services and massages.

The Advantages Of A Life Plan Community

Sheridan at Green Oaks

The Admiral at the Lake offers more than senior apartments in Chicago with various floor plans. It is also one of the city of Chicagos premier Life Plan Communities providing the security of Lifecare.

Aside from living an active, engaging, and fulfilling lifestyle now on the shores of Lake Michigan, what does this mean for your future? It means knowing that youre covered if your health needs ever change.

At The Admiral at the Lake, you have seamless access to our on-site Assisted Living facilities, Memory Support, and long-term care with Skilled Nursing services. If you need help with daily activities, you can remain here, avoiding an additional move to other supportive living facilities offering Assisted Living in Chicago. Even better, with Lifecare, senior care services are delivered at a predictable cost, so you can plan today while protecting your assets for tomorrow.

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More Ways To Finance Assisted Living

Some additional ways to finance assisted living costs include:

  • Veterans Benefits: Veterans can take advantage of several different pension programs to help cover the cost of assisted living. For more information, see the article on
  • Life Insurance Policies: Even if a spouse or loved one hasnt died, certain types of life insurance policies can be used to pay for assisted living. More information is available at
  • Long-Term Care Insurance: Long-term care insurance is a type of insurance policy that pays for long-term care when it becomes necessary, including the cost of assisted living. For more information on the benefits and drawbacks of this financing method, visit
  • Reverse Mortgages: Reverse mortgages allow seniors to access the equity from a home that they own, and these funds can be used to pay for assisted living. The U.S. Department of Housing and Urban Development offers a federally insured reverse mortgage program.

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