Explore Personalized Retirement Communities By Del Webb In North Carolina
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* Offer available only on certain inventory homes that contract between 10/07/2022 and 10/24/2022, and close by 12/21/2022. Contact a sales consultant for more information.Offer, if any, may vary locally and is not available in all communities and is subject to certain terms, conditions, and restrictions. See the Sales team in your desired community for specific details.Buyer is not required to finance through sellers affiliate Pulte Mortgage LLC . However, rate is based on participation in the Affiliate Incentive Program, including financing through Pulte Mortgage LLC and application of incentives toward closing costs, including any discount points, based on a conventional 7-yr/6mo adjustable-rate mortgage, sales price of $500,000, loan amount of $400,000 with a 20% down payment. Additional closing costs will apply. Rate may increase or decrease after consummation. Rate as of 10/04/2022, based on 75-day lock and buyer with excellent credit. Some buyers may not qualify for this loan or this rate. This is an example and may not be available in your area and is not available for all homes. This offer may not be able to be combined with other offers or discounts.
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Quality Senior Living In North Carolina
Residents of active NC retirement communities enjoy the warm weather, gorgeous scenery and southern charm, making it one of the most popular senior living destinations in the country.
Whether you enjoy the scenery and recreation of the Blue Ridge mountains or the activity and ease of life in the Piedmont region, Acts’ North Carolina senior living locations outside Charlotte and Asheville keep you close to all the local conveniences and attractions you know and love in the Tar Heel State.
Discover The Top Retirement Communities In The Carolinas
Retirement. After years of hard work, it is time to enjoy the fruits of your labor and what better way than living in a place where you are able to take part in all of the activities?
North and South Carolina are two states that simply have it all. From soaring mountain peaks in the Blue Ridge Mountains to beautiful Atlantic beaches, and sandy lakeshores, there is something for everyone in the Carolinas making it the perfect place to retire.
In this post, we take a look at six of the top luxury retirement communities in the Carolinas that will keep you active, both physically and socially as you enter this exciting phase in your life.
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Applying For Medicaid In North Carolina
You can apply for Medicaid coverage in North Carolina by:
- Using the online ePASS system
- Visiting your local Department of Social Services office
- Filling out an application and mailing it to a DSS office
Before You Apply
Whether you apply online, over the phone, in person or by mail, youll need detailed personal information to finish your application, including:
|Legal Aid of North Carolina||219-5262||Seniors in North Carolina having trouble getting the Medicaid benefits theyre entitled to can contact Legal Aid of North Carolina for help. You can use the self-help library to resolve an issue or apply for legal representation by phone or online form.|
The Retreat At Ocean Isle Beach Ocean Isle Beach North Carolina
If you prefer the sound of crashing waves, consider The Retreat at Ocean Isle Beach, one of the retirement communities in the Carolinas along the Atlantic. Located just a mile from the beach, the community has a walkable design. Architecturally, the homes are a combination of custom-built cottages and Craftsman-style homes.
Here, residents have easy access to dining, banking, several upscale supermarkets, a nail salon, and a coffee shop. In addition, there is a private pool and outdoor cabana for members of the community to enjoy. Within Ocean Isle Beach there are five championship golf courses, all that accentuate the coastal Carolina landscape. In addition, there are 40 other award-winning courses within a 20-minute drive of the community a golf enthusiasts dream.
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Explore Carol Woods Experiences
The Carol Woods community offers many opportunities for residents to create a lifestyle that is engaging and meaningful. From giving back to the greater community through volunteering to relaxing in the social lounge with a cup of coffee, resident choice is at the forefront of our community living. Flexible lifestyle and great company are cornerstones to daily life around campus we invite you to explore the many amenities and services offered through the Carol Woods experience.
Senior Apartments In North Carolina
For families considering options for senior living, North Carolina is often at the top of the list and for good reason.
Whether you prefer laid-back beach towns, mountain hikes, or something in between, North Carolina has something to offer and thats what makes it an ideal retirement destination. The Outer Banks region along the states eastern coast is a popular tourist spot, featuring lighthouses, beaches, and countless other aquatic activities. Its also home to Kitty Hawk, the seaside town where the Wright brothers made their historic first airplane flight. Then, on North Carolinas western edge is where the breathtaking Blue Ridge Mountains run through the state. Peppered throughout all of North Carolina are small yet vibrant college towns like Asheville and Chapel Hill, along with larger metropolitan areas like Charlotte. Add mild weather and low property taxes to the mix, and its clear why the Tar Heel State has one of the fastest-growing populations in the United States.
The median monthly cost of a senior apartment in North Carolina is about $800.
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Retirement Communities In North Carolina Defined
North Carolina retirement communities are designed for those that can lead an independent life with no medical assistance. Unlike assisted living facilities or nursing homes, these facilities are not regulated by the government therefore they are not designed for those that require medical or personal care. Residents of retirement homes must be able to receive medical care off site as nurses are not at these facilities.
Retirees over the age of 55 who are in good health will find that retirement communities provide all the basic amenities that they need. For those that need more care, assisted living and nursing homes with 24/7 care are the better choice.
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Spring Shire Apartment Homes
In the cute little college town of Greenville, NC is the highly regarded SpringShire residences.
Greenville, NC is only an hour away from Raleigh/Durham as well as an hour from some of the best beaches that North Carolina has to offer. There is plenty of shopping, restaurants, and coffee shops to choose from and the local university offers free classes for seniors over 65.
Just minutes from East Carolina University and the Trauma 1 hospital, Pitt County Memorial, the Spring Shire Apartment Homes are ideal for those who are over 60 and are looking for low-cost living for seniors who are on a fixed income.
There are three different plans to choose from and each has its in-apartment washer and dryer units. There is a large fitness center as well as a menâs and womenâs sauna for use by any resident.
For those needing more care, but still want to live independently, Spring Shire has a variety of personal assistance options, from in-home meal services to nursing care that can be around the clock or on an as-needed basis.
Pets are more than welcome at Spring Shire, and after you pay the $250 nonrefundable fee, you wonât have any additional charges for each one. There is an on-site dog park that any resident can use.
Spring Shire has people on staff that can assist you in learning about their payment options and how to best maximize your housing vouchers to help offset the cost of living at their facilities.
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Overview Of North Carolina Independent Living
North Carolina offers a variety of unique tourist attractions all over the state, including the Blue Ridge Mountains, Charlotte Motor Speedway and the Biltmore Estate, just to name a few. Many retirees settle down into an independent lifestyle in places like Mt. Airy, Ashville and Winston-Salem. College towns like Chapel Hill are also proving extremely popular with retirees, while places like Pinehurst offer a variety of activities, including golfing and fishing. Low taxes, a mild climate, quick access to medical facilities and a relatively low cost of living have made the state a top destination for retirees, edging out long-time favorite destinations like Florida and Arizona.
Living Options For North Carolina’s Seniors
When compared to all fifty states, North Carolina is ranked 24th in Long-Term Care and 32nd in the countryâs health rankings. Twenty-eight percent of the stateâs seniors live alone. This makes the need for quality housing options for these and all seniors very important and, fortunately, North Carolina offers a plethora of senior living options. Depending on individual needs and circumstances, they can choose between independent living, assisted living, memory care, or nursing home care. Explore each option below and see which one is best for you and your lifestyle.
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Retirement Guide To Asheville
Asheville is the largest city in western North Carolina, and continues to grow steadily. It is a popular destination for baby boomers who have spent years dreaming of having a home in the mountains. By far the most famous home in Asheville is the Biltmore Estate. Check out some of the most popular retirement communities in Asheville below.
Medicaids Coverage Of Assisted Living & Memory Care In North Carolina
North Carolinas primary Medicaid system does not cover any aspect of assisted living or memory care for seniors. It offers one waiver program that may cover some services within assisted living and memory care settings for adults who qualify for a nursing home level of care.
Community Alternatives Program for Disabled Adults
The CAP/DA waiver program gives physically and mentally disabled adults the opportunity to remain in a community setting, such as an assisted living facility or memory care unit, rather than a nursing home. The program fulfills this objective by covering services a resident needs to stay in their community, including coordinated caregiving, meal preparation, durable medical equipment, environment modifications, assistive technology, personal assistance, financial assistance and case management. Once youre enrolled in Medicaid, you can apply for benefits through this waiver by contacting a local CAP/DA case management entity.
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The Gardens Of Statesville
Nestled into the picturesque town of Statesville, NC is the assisted living facility the Gardens of Statesville
This property is unique for a variety of reasons. One, is that it is capable of accommodating seniors who need the extra care of an assisted living facility, but still want to live independently and on their own.
It is also set up for those seniors who donât need additional care, and prefer the complete independence and privacy of living in a standard apartment-style home.
Statesville is best known for Lake Norman, a popular destination for active individuals who live in Statesville as well as neighboring towns. For anyone who enjoys water sports, fishing or just languishing by the water, Statesville is going to be an appealing place to spend your senior years.
The Gardens of Statesville are set up to accommodate those who want basic studio living, one-bedroom, or two-bedroom apartments.
Some apartments are handicapped accessible and have special features, such as call buttons for immediate care and alerting if there is a medical emergency. And, for those seniors who need extra care, housekeeping is available for an additional fee, as well as meal prep options.
The property is lined with mature trees and landscaping and has walking trails as well as an outside seating area.
Inside, there is a fitness center , laundry facilities, and a beauty salon.
The Village At Motts Landing
Price Range: Mid $300ks High $500ks Number of Homes: 415 Age Restrictions: None
Nestled among Coastal North Carolina, residents of the Village at Motts Landing live the life you see in postcards. So if beaches and natural beauty sound like paradise to you, this may be the right fit. The competitive types will enjoy the lively games of tennis and golf. Or you can work your green thumb at the community garden. Residents are also treated to community-wide events all year.
And when youre done having fun, you can relax at an apartment with 1,900 to 2,929 square feet of living space.
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Are There Other Financial Assistance Options For Senior Living In North Carolina
Depending on your unique situation, there may be other financial assistance options to partially or fully cover the cost of senior living in North Carolina. Below, we cover some of the common ways that seniors can make senior living options such as assisted living or memory care more affordable.
|How to Get Started|
|Aid and Attendance||Apply online at va.gov.||If you are a veteran and you receive a VA pension, you may also be eligible for the Aid and Attendance benefit. This benefit takes the form of a monthly cash allowance that you receive in addition to your standard pension. This benefit is used by veterans who need long-term care services, including care received at an assisted living facility.|
|Reverse Mortgages||Research and learn about the different types at ftc.gov.||If you own a home, you may be able to use a reverse mortgage to access some of the equity in your home. Like traditional loans, reverse mortgages do need to be repaid with interest, typically within 12 months, so seniors should carefully weigh this option alongside other financing methods.|
|Long-Term Care Insurance||Learn about how to receive LTC insurance benefits at acl.gov.||While those who currently need assisted living will typically not be eligible, if you purchased an LTC insurance policy in the past, you may be able to use it to help pay for assisted living. While most policies cover at least a portion of the cost, you still need to check the specific terms of your policy.|
What Is The Best Low Income Senior Housing In North Carolina
Many of us spend a good portion of our lives thinking about retirement. Either we think about it from a standpoint of all the great things we canât wait to do, once our careers and families are less demanding, or we think about it from a financial perspective, and wonder if we will be able to support ourselves when the day comes that we no longer have a constant paycheck coming in every month.
Between our social security benefits, possible pensions, and retirement savings, we hope that we will have a sufficient enough nest egg to live the life weâve grown accustomed to, and be able to do the things we want.
Because of the cost of housing being what it is today, many states have programs in place that will help seniors who donât have the adequate income stream or savings set aside to allow for them to purchase or rent a living space on their own.
Though each state is different in how they define and address low income housing, there are some national guidelines that states can use to help determine who qualifies for low income housing and why.
The National Council on Aging gives a broad definition of low income senior housing as anyone who is 60 or older that has an annual income amount of less than $30,000 a year.
In the United States today, this means that 40% of Americans over 60 fall into this category.
We also know that – with housing costs and interest rates being high – there is a very good chance that this number is only going to increase in the upcoming years.
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North Carolina Over 55 Communities
North carolina over 55 communities on this page are located in the lake areas, the “Triangle” area, the coastal areas and more. North Carolina is one of the most active states for a 55+ retirement.
The “Triangle” area composed of Raleigh, Cary and Chapel Hill, is one of the fastest growing areas in the U.S. due to employment opportunities in tech fields. The area’s mild climate contributes to North Carolina’s amenities. Whether you are interested in lakes, mountains, oceans or urban, North Carolina has it all. It touches four states and the Atlantic Ocean.
Sun City Carolina Lakes
Price Range: Mid $200s High $700s Number of Homes: 3,160 Age Restrictions: 55+
With thousands of residents, Sun City Carolina Lakes is one of the larger communities on our list. But theres no shortage of amenities to take advantage of. You can work on your swing at the 18-hole golf course. Youd be surrounded by 1,512 of rolling hills. Plus, you can make plenty of friends by joining one of the 130 clubs and counting. Or you can play your neighbors at tennis, basketball, softball and more. Indoors, you can have just as much fun. The Lodge clubhouse houses an indoor pool and a ballroom.
Your home options include single-family homes, villa townhomes and carriage homes.
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Senior Living Laws And Regulations In North Carolina
Note: All these rules typically apply to non-clinical senior living facilities, such as independent living, assisted living, and memory care facilities. Nursing homes and other senior living facilities with a clinical setting may have additional or slightly different requirements and regulations.
Adult care homes and overnight respite facilities in the state of North Carolina are licensed, regulated and inspected by the NC Division of Health Service Regulation Adult Care Licensure Section. To ensure the safety and care of the states seniors, this division sets and maintains strict standards for how licensed care facilities must operate. Areas of regulation include admission requirements, Alzheimers disease and memory care standards, medication policies and staffing requirements for all licensed care homes in the state.