Specializing In The Senior Market
NASBs insurance focus is in the senior market.
More specifically, North American Senior Benefits targets prospects 50 and older who are interested in covering final expenses such as burial and cremation costs.
Much like in my own insurance agency, North American Senior Benefits is banking on demographic shift of aging Baby boomers happening over the next few decades to fuel its insurance sales results.
Heres a few factors that make the senior market worth targeting:
- 10,000+ seniors reach age 65 every day and will for the next several decades.
- The senior population will double in size from 2020 to 2040.
- Funeral expenses raise in price 250% more than the average inflation rate.
- Seniors are retiring with much less money and resources than they expected or need to pay for required expenses.
All of these factors make the senior market a great focus for any insurance agent. NASB smartly targets this very well.
What Makes North American Senior Benefits Different
Any time you have an interest in joining any insurance agency, always do your due diligence.
You must ensure the agency youre thinking of joining is an appropriate match for your long-term career goals.
Below I will cover what NASB describes as its unique selling points to better understand why agents may choose North American Senior Benefits over other insurance IMOs.
Who Is North American Senior Benefits
North American Senior Benefits is an insurance brokerage that focuses primarily on the senior market.
The company targets customers above the age of 50 who are interested in covering final expenses including funeral, burial, cremation, and other costs.
Final expense life insurance is an alternative to a more expensive term life policy. This type of insurance is becoming increasingly popular because it doesnt require full health exams and high premiums for coverage that ends once you reach a certain age.
Payout minimums for final expense coverage are lower than with typical term insurance. In addition, the rates dont go up and the policy stays in place until the insured individual dies.
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About American Senior Benefits
American Senior Benefits is one of the largest privately owned insurance brokerage companies in America. We represent over 220+ leading insurance carriers.
With American Senior Benefits you can count on highly competitive compensation up to six figures to give you the life you are looking for.
You will be recognized and appreciated for your success. And you can earn significant rewards trips to fun, exotic locations from both American Senior Benefits and from our industry-leading carrier partners. You can attend as many sales conventions as you qualify for! Plus, you will receive access to extensive training and the opportunity for rapid growth and advancement.
We believe that ownership of your business is vital and have one of the best and shortest vesting schedules in the business.
If you’re interested in learning more about this career opportunity, please visit americanseniorbenefits.com/opportunities
American Senior Benefits Joins Integrity Marketing Group In Transformational Partnership
DALLAS Integrity Marketing Group, LLC , the nations largest independent distributor of life and health insurance products, today announced it has completed its acquisition of American Senior Benefits, one of the largest career agency distribution networks in the country. Based in Kansas City, American Senior Benefits is focused entirely on serving the Senior Market which aligns perfectly with Integritys core markets. As part of the deal, American Senior Benefits founders Jim Sweeney and Clay LeGeyt become owners in Integrity. Financial terms of the private transaction were not disclosed.
For the past 10 years, American Senior Benefits has grown to become a major market leader, partnering with over 1,500 affiliated career agents operating out of 100-plus nationwide locations to offer Medicare Advantage, Medicare Supplement, life insurance, annuities, long term care, and other specialized health care insurance products for the Senior Market. In 2019, American Senior Benefits will produce almost $500 Million in new insurance premiums.
We are absolutely thrilled to be part of a larger organization that will deliver the reach and carrier relationships we need to grow in ways we never thought possible, added Sweeney This is a great opportunity for our employees, our Regional Sales Managers, our agents, our customers, and our insurance carrier partners.
About Integrity
Media Contact: Rachel Aird, Public Relations DirectorIntegrity Marketing Group
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North American Senior Benefits Reviews Faqs
North American Senior Benefits has an overall rating of 3.7 out of 5, based on over 149 reviews left anonymously by employees. 63% of employees would recommend working at North American Senior Benefits to a friend and 59% have a positive outlook for the business. This rating has decreased by -12% over the last 12 months.
According to anonymously submitted Glassdoor reviews, North American Senior Benefits employees rate their compensation and benefits as 3.4 out of 5. Find out more about salaries and benefits at North American Senior Benefits. This rating has decreased by -23% over the last 12 months.
63% of North American Senior Benefits employees would recommend working there to a friend based on Glassdoor reviews. Employees also rated North American Senior Benefits 3.8 out of 5 for work life balance, 3.5 for culture and values and 3.7 for career opportunities.
According to reviews on Glassdoor, employees commonly mention the pros of working at North American Senior Benefits to be benefits, management, career development and the cons to be work life balance .
North American Senior Benefits Review
Are you interested in joining North American Senior Benefits to sell insurance?
Do you want a review on how NASBs commissions work, and what its like selling final expense with the company?
If so, youve found the right article!
In todays write-up, I am reviewing what its like to work with North American Senior Benefits.
My goal is to provide you a proper perspective on what to expect with a job at NASB.
Also, youll learn what the benefits are of working NASB, as well as important factors to consider before pulling the trigger.
Ill conclude with my own thoughts as an independent agent and national agency owner.
Lets begin!
NOTE: Are you an aspiring or new insurance agent looking for more insight on how the insurance sales industry works? Check out my free New Insurance Agent Resource Guide to help answer many of your questions .
PS: Check out my insurance sales jobs reviews of other agencies for more information.
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What Happens When I Deposit The Check
You are giving them permission to either get in touch with you by phone at the number you provided on the back of the check or send you more details about their products in the post.
Do keep in mind that if you send back this card, you may receive multiple follow-up attempts from different No Am Senior Benefits agents over time, both over the phone and randomly in person without prior notification.
Is No Am Senior Benefits A Scam
The check issuer, North American Senior Benefits is not a scam. It is a legitimate national insurance agency that holds the perfect A+ rating with the Better Business Bureau.
Even though it is a reputable agency, some customers have complained that their checks bounced, after which their bank would deduct the $5 from their account and charge them with an additional return check fee.
Its important to keep in mind that it is ultimately up to the consumer to make an informed decision about cashing the check and purchasing any of the companys products.
If youre interested in final expense insurance, be sure to first shop around and evaluate all the costs before making any commitments.
For example, we here at Buy Life Insurance For Burial are brokers and help folks like you shop around for high-quality final expense life insurance. Fill out the form at the top or right-side of your screen to get a free quote, or simply call 888-626-0439 now to speak to a friendly representative.
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How To Quit North American Senior Benefits
There are many reasons you may want to quit North American Senior Benefits, for example, you ran out of money to invest in leads, you ran out of prospects to sell to, or you simply found that the business of selling insurance wasnt a good fit for you.
The good news is, quitting North American Senior Benefits is easy.
Heres how to do it.
First, start by doing your due diligence and find another insurance agency to work for. We recommend you review our Free Agent Resource Guide here for tips on finding a quality insurance agency to join.
Once you find a new agency or carrier to join, you can go ahead and switch your affiliations.
You should keep in mind that as an insurance agent, you are licensed by the state and not by the company. No insurance agency can prevent you from stopping your affiliation with it and doing business with another organization.
You may need to cancel the affiliation with North American Senior Benefits. The termination usually needs to be filed within a 30 day window, however canceling affiliation is not always mandatory.
To become properly appointed with the new insurance carrier or agency, you simply complete contracting with the new insurance carrier.
Typically, the window for companies to process affiliations is very short, with most companies approving insurance agent carrier appointments within 1 to 2 weeks on average.
What Our Customers Are Saying
Ms Cynthia is a very personable, professional insurance agent. She goes in detail about the policies and tries to find the most economically priced policies for her clients. She is a joy to het clients and is willing to go the extra mile to assist. We thank and appreciate her.
Donna YBBB Review
Matt did a wonderful job! He helped me get $20,000 of coverage with a great company, and helped me get a check back for my cash value from my old policy’s. I’m very happy with Matt as my agent!
Larry JBBB Review
Before NASB agent Kristin M helped me with my life insurance, I had no clue where to look first. It can be very confusing She was very knowledgeable and now I am at peace with knowing my family is taken care of. Also love that when she comes by, she always brings me something sweet!
Robin WBBB Review
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Who Knew A Day Of Work Could Be So Rewarding
Our company offers a personalized approach to providing customized, tailored solutions to each of our senior clients needs. With offices located throughout the country, youll experience an opportunity to create a career that is part of something meaningful and determine the impact youll have on clients, families, and the community.
Imagine being part of a team that has helped clients and producers provide financial security for over 60 years. A team that has won numerous industry awards and recognition, built on the foundation of honesty and integrity.
We know what it takes to be successful, after all, you dont stay in business this long if you dont.
Is Nasb An Mlm Or Pyramid Scheme
To clear the air, NASB is a legitimate, law-abiding national insurance agency.
The company has many successful agency builders and agents. They offer great products to their clients.
However, some agents suggest recruiting new agents is just as if not more important than learning how to sell insurance.
This may or may not be your cup of tea.
Personally, I believe agents should focus on becoming good salespeople first, before recruiting and building an agency.
What I have seen with other insurance organizations that allow unskilled, new agents to recruit and train, is the quality of agent decreases, and attrition increases.
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The Best Agents Deserve The Best Tools
While we continually work to refine our lead platform, NASB has designed what others are calling the best program available in the senior benefits marketplace today. Leveraging our volume and investments in technology coupled with our marketing knowledge, we have created an infrastructure that enables us to consistently deliver the highest quality leads at industry-leading prices to help our agents attract clients in a variety of ways regardless of location.
Our lead order system is a customized, tailored solution, so that mail is sent out on a regular basis specifically according to the plan created by the agent and captured within a state-of-the-art, online management system, making ordering and delivering easier than its ever been before. Through quick and efficient access, these targeted leads are in our agents hands at a competitive fixed price, increasing productivity in the field and taking the pain of out prospecting or working sub-par, deceptive leads.
Our lead order system is a customized tailored solution, so that mail is sent out on a regular basis specifically according to the plan created by the agent and captured within a state-of-the-art management system, making ordering and delivering easier than its ever been before.
Chad MilnerCo-Founder
Instead Carefully Read The Steps Below To Learn More About What The No Am Senior Benefits Check Is All About And How To Stop Future Mailings
Most likely youre here because youve received what appears to be a real-life $5 check from a company called No Am Senior Benefits.
Perhaps youre wondering why youre receiving this check, and what happens if you cash it, or whether or not this is a scam?
Either way, youve found the right article!
Today, I discuss what the No Am Senior Benefits program is all about. My goal is to answer all your questions about what this is all about.
Lets begin.
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Companies Like North American Senior Benefits
Lets take a look at some insurance agencies and companies similar to North American Senior Benefits in case youre interested in doing a comparison.
Symmetry
Symmetry Financial Group is an insurance marketing organization based out of Swannanoa, North Carolina.
SFG specializes in several life insurance markets, primarily the mortgage protection insurance market. The company also offers final expense insurance, a type of whole life insurance designed to cover medical bills and funeral expenses after the policyholders passing.
Bankers Life
Bankers Life was established in 1879 in Chicago, Illinois. The company is a subsidiary of CNO Financial Group.
Bankers Life offers life insurance, long-term care, annuities, Medicare , critical illness insurance, as well as vision and dental plans. It targets the senior market, typically people age 60 and older who are near retirement.
People Helping People
People Helping People was established in 2009 in Northridge, California. The company serves the middle markets for insurance-based financial planning. It focuses on term insurance, index universal life insurance, and fixed indexed annuities.
American Income Life
American Income Life, a wholly owned subsidiary of Globe Life Insurance, is a major provider of supplemental life insurance. The company was founded in 1951 and is headquartered in Waco, Texas.
New York Life
USHEALTH Advisors
Equis
Freedom Equity Group
Why Is No Am Senior Benefits Sending Out Checks
The $5 checks that are being mailed out are a lead sent to consumers soliciting them to learn more about what the company has to offer.
The letter from No Am Senior Benefits that accompanies the check says that if you cash it, you dont have any obligation to purchase anything from the company.
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Bankers Life & Cas Co V Am Senior Benefits Llc
No. 1-16-0687.
08-07-2017
BANKERS LIFE AND CASUALTY COMPANY, PlaintiffAppellant, v. AMERICAN SENIOR BENEFITS LLC, Gregory P. Gelineau, Van LaFermine, Allan Parlier, Christopher Valentine, Scott Fajnor, and Kevin Heiser, Defendants .
David K. Haase and Todd M. Church, of Littler Mendelson, PC, of Chicago, for appellant. Joseph P. Kincaid, Catherine B. Weiler, Ronald L. Wisniewski, and Troy M. Sphar, of Swanson, Martin & Bell, LLP, of Chicago, for appellee.
JUSTICE SIMON delivered the judgment of the court, with opinion.
David K. Haase and Todd M. Church, of Littler Mendelson, PC, of Chicago, for appellant.
Joseph P. Kincaid, Catherine B. Weiler, Ronald L. Wisniewski, and Troy M. Sphar, of Swanson, Martin & Bell, LLP, of Chicago, for appellee.
A People First Philosophy
At American Senior Benefits we are dedicated to serving those in need of insurance, especially seniors. We are proudly independent, answering only to our customers. The choices our customers make are key life decisions and we work every day to help them find the right solutions at affordable prices. What we do is important, personal and precise. Every time we help a customer make a decision thats right for them, it makes them and our organization stronger.
A hybrid business model because a custom solution fits better. American Senior Benefits operates a hybrid business model combining the best aspects of independent and career insurance agencies so our affiliated agents are provided with the very best training, product portfolio and company support. They never need to provide customers with a one size fits all solution. Its a model that has created a culture of teamwork, innovation and a shared drive for success, all centered around the clients needs and satisfaction. See what sets us apart
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Nasb Agents Are Supported Every Step Of The Way And Have Access To Exclusive Training Resources
Training with NASB is more than just online resources. Learn from some of our top agents who started out right where you are and began producing at a high-level immediately. We host regular calls and in-person events to discuss obstacles and share success stories. Agents also have the ability to phone-a-coach at any time when they need additional guidance.
To Get Our Help Do The Following:
- Fill out the form at the top of your phone, or on the right side of your computer monitor, to learn more about what programs you may qualify for.
About David Duford
David Duford is the owner and operator of BuyLifeInsuranceForBurial.com. He’s helped over 1,500 people with their life insurance needs across the country. He is the author of 3 best selling insurance sales and marketing books, and helps insurance agents across the country help their clients with insurance needs.
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